Retirement Planner is a verified investment & wealth calculation tool on Calcify. Calculate inflation-adjusted retirement corpus required and the monthly SIP needed to achieve it. All calculations execute locally in your browser with multi-currency support, visual breakdowns, and white-label client exports.
Requires a monthly SIP of ₹22,413 for the next 28 years
Future Monthly Expense = Expense × (1 + inflation)^Years_to_Retire; Corpus = Present Value of Growing Annuity over Retirement Years
Example Inputs: Current Age: 32 Years · Target Retirement Age: 60 Years · Life Expectancy: 85 Years · Current Monthly Living Expense: ₹50000 · Expected Inflation Rate: 6 % · Pre-Retirement Portfolio Return: 12 % · Post-Retirement Safe Return: 8 %
Example Output: Target Retirement Corpus Required: ₹6,18,27,103 (Requires a monthly SIP of ₹22,413 for the next 28 years)
The Retirement Planner on Calcify applies the verified mathematical formula: Future Monthly Expense = Expense × (1 + inflation)^Years_to_Retire; Corpus = Present Value of Growing Annuity over Retirement Years. Every input is validated in real time with multi-currency formatting to ensure zero rounding or division errors.
Expenses continue inflating post-retirement at the specified inflation rate.
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