Post Office MIS Calculator is a verified investment & wealth calculation tool on Calcify. Calculate guaranteed monthly pension income from the Post Office Monthly Income Scheme (POMIS). All calculations execute locally in your browser with multi-currency support, visual breakdowns, and white-label client exports.
Plus ₹9,00,000 principal returned after 5 years
Monthly Payout = (Deposit × Annual_Rate) / 12; Total Interest = Monthly_Payout × 12 × Years
Example Inputs: POMIS Lumpsum Deposit: ₹900000 · POMIS Annual Interest Rate: 7.4 % · Scheme Lock-In Tenure: 5 Years
Example Output: Guaranteed Monthly Income: ₹5,550 / month (Plus ₹9,00,000 principal returned after 5 years)
The Post Office MIS Calculator on Calcify applies the verified mathematical formula: Monthly Payout = (Deposit × Annual_Rate) / 12; Total Interest = Monthly_Payout × 12 × Years. Every input is validated in real time with multi-currency formatting to ensure zero rounding or division errors.
Single account limit is ₹9,00,000 and joint account limit is ₹15,00,000 under India Post rules.
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