Mutual Fund & SIP Calculator is a verified investment & wealth calculation tool on Calcify. Calculate SIP maturity wealth, total invested capital, and optional Quarterly, Half-Yearly, or Annual Step-Up in % or Amount. All calculations execute locally in your browser with multi-currency support, visual breakdowns, and white-label client exports.
Standard Flat SIP (Step-Up Off) · Wealth multiplier of 2.80x over 15 years
FV = Σ [ Monthly_SIP_m × (1 + i) ] compounded monthly over N years, with optional Quarterly (3m), Half-Yearly (6m), or Annual (12m) Step-Up by % or Fixed Amount
Example Inputs: Monthly SIP Amount: ₹15000 · Expected Annual Return: 12 % · Investment Duration: 15 Years · Enable Step-Up SIP (Top-Up): no · Step-Up Increment Type (% or Amount): percent · Step-Up Increment Value: 10 · Step-Up Frequency: yearly
Example Output: Estimated SIP Maturity Corpus: ₹75,68,640 (Standard Flat SIP (Step-Up Off) · Wealth multiplier of 2.80x over 15 years)
The Mutual Fund & SIP Calculator on Calcify applies the verified mathematical formula: FV = Σ [ Monthly_SIP_m × (1 + i) ] compounded monthly over N years, with optional Quarterly (3m), Half-Yearly (6m), or Annual (12m) Step-Up by % or Fixed Amount. Every input is validated in real time with multi-currency formatting to ensure zero rounding or division errors.
Monthly contributions are invested at the beginning of each month. When Step-Up is enabled, the monthly SIP increases every 3 months (Quarterly), 6 months (Half-Yearly), or 12 months (Annually) by the chosen percentage or fixed amount. Market-linked returns are illustrative and not guaranteed.
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