Post Office & Govt. Schemes Calculator #197 of 218

Mutual Fund XIRR & Rolling Return Calculator

Mutual Fund XIRR & Rolling Return Calculator is a verified post office & govt. schemes calculation tool on Calcify. Compute annualized XIRR (Internal Rate of Return), Rolling Return consistency, and absolute vs. CAGR wealth multiple for staggered SIP + Lumpsum cashflows. All calculations execute locally in your browser with multi-currency support, visual breakdowns, and white-label client exports.

Input Parameters

#197 / 218

Annualized Portfolio XIRR VERIFIED RESULT

17.14%

Total Invested: ₹9,40,000 → Current Value: ₹18,50,000 (1.97x MOIC)

Total Capital Invested

₹9,40,000

Net Capital Gain / Profit

₹9,10,000

Absolute Return (%)

96.81%

Wealth Multiple (MOIC)

1.97x

Visual Breakdown & Progression

Yr 12,48,013

Yr 24,21,396

Yr 36,24,499

Yr 48,62,414

Yr 511,41,110

Yr 614,67,576

Core Formula:

NPV(XIRR) = Lumpsum × (1 + XIRR)^T + Σ [SIP × (1 + XIRR)^((N - m)/12)] - RedemptionValue = 0 (Solved via Newton-Raphson).

Example Calculation & Assumptions

Example Inputs: Initial Lumpsum Investment (Day 1): ₹100000 · Ongoing Monthly SIP Contribution: ₹10000 · Holding Period Duration: 7 Years · Current / Redemption Portfolio Value: ₹1850000

Example Output: Annualized Portfolio XIRR: 17.14% (Total Invested: ₹9,40,000 → Current Value: ₹18,50,000 (1.97x MOIC))

Uses iterative Newton-Raphson discounting across exact monthly SIP cashflows plus initial lumpsum to converge on true annualized XIRR.
Compares point-to-point CAGR against cashflow-weighted XIRR.

Frequently Asked Questions

How does the Mutual Fund XIRR & Rolling Return Calculator on Calcify calculate results?

The Mutual Fund XIRR & Rolling Return Calculator on Calcify applies the verified mathematical formula: NPV(XIRR) = Lumpsum × (1 + XIRR)^T + Σ [SIP × (1 + XIRR)^((N - m)/12)] - RedemptionValue = 0 (Solved via Newton-Raphson).. Every input is validated in real time with multi-currency formatting to ensure zero rounding or division errors.

What key assumptions are used in the Mutual Fund XIRR & Rolling Return Calculator?

Uses iterative Newton-Raphson discounting across exact monthly SIP cashflows plus initial lumpsum to converge on true annualized XIRR. Compares point-to-point CAGR against cashflow-weighted XIRR.

Can I export or share the Mutual Fund XIRR & Rolling Return Calculator report with my own company branding?

Yes. On Calcify, you can click the Share button to share via native mobile/desktop share sheets, or click "Export Report" -> "Export with My Branding" to upload your logo, add company details, and download a custom PDF, PNG, or CSV report powered by Calcify.